ReceivePay Merchant Services
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Credit Card Processing

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ACH Processing

One-Time & Recurring
eMail Invoicing
All Processing Types
Next-Day Funding

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Check Processing

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Accounting~Invoicing Solutions

QuickBooks Pro/Premier/POS/Online

"Integrated payment solutions can save a typical small business owner more than 180 hours each year"

Real-Time payments are here!

What we do

Receive Pay Merchant Services, now offering Real-Time Payment processing, is one of the fastest-growing privately held electronic funds transfer processors in the United States. RPMS customers benefit from a comprehensive suite of payments products and services, including Real-Time Payments, ACH origination, paper check conversion, credit card and debit card processing. Dedicated to providing superior customer service and industry-leading technology, RPMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies.

Value through Innovation

Your Choice ~ Integrate your Accounting / Billing / CRM / Invoicing software system with us or, send us your API and we'll integrate with YOU! Since inception, RPMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures, using Converge Transaction Processing Payment Processing Gateway through Elavon. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, RPMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.


RPMS has a wide variety of tools and services to help our clients get the most out of their payment-related processes. By changing our customers' receivables from a manual process to an automated process, our customers enjoy the essential benefit of accelerated cash flow. Through consolidation of accounts and just-in-time disbursements, cash management is maximized. Through the use of our verification and authentication services, we are able to reduce our clients' losses due to fraud and bad check acceptance. Through the integration of payment origination and results data, the entire payment process can be automated to achieve the maximum possible benefit.

Receive Pay Merchant Services

...continues to meet the challenge of our clients by offering a cost effective Real-Time, credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies and/or consumer accounts for collection and payments.

QuickBooks® Payment Processing

    Digital Check Processing

    Deposit Checks From Your Office

    Our System works with all banks!

    The easiest and most efficient electronic check deposit system that links up with your QuickBooks® accounting software to help balance your books. Scan your eChecks into QuickBooks® software. No software to download. Our web-based system works with any computer that has internet access.

    QuickBooks<sup>®</sup> Processing

    Check Conversion and Deposit

    Check Conversion and Deposit into QuickBooks®

    You accept many checks each month from customers. Currently, you would have to look up each customer account, apply the payment to the account, stamp the check for deposit, create a deposit slip, drive to the bank, stand in a long line and make the deposit. On top of this, your bank will typically charge an "item deposit fee" for every check you deposit.

    Too time consuming and too expensive!

    Use electronic remote check depositing instead.

    Check Readers and Scanners

    Electronic Check Advantages

    Processing Electronic Checks provides Advantages

    • Eliminate
      Paper Checks
    • Eliminate
      Deposit Slips
    • Eliminate
    • Eliminate
      Out-of-State Checks
    • Eliminate
      Photocopying Checks
    • Eliminate
      Driving to the Bank
    • Reduce
      Bookkeeping and
      Accounting Time
      & Expenses

    ACH Processing

    ACH & EFT Processing

    Payment Solutions with ACH Processing

    Whether your company is a Web address, street address or office, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.

    • Automate
      Accounts Payable
    • Automate
      Accounts Receivable
    • Apply
      Payments through
    • ACH Billing
      Accounts Payable
    Electronic Funds Transfer

    Electronic Funds Transfer

    Electronic Funds Transfer can be used by all merchants no matter what their size.

    EFT, Electronic Funds Transfer can be used by all merchants no matter what their size. EFT is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account.

    Transactions are processed by our bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions.


    Payment Solutions

    Perform many types of transactions with ease.

    We specialize in ACH processing for online retailers, but we offer a wide array of services as well.

    Perform the following types of transactions with ease:

    • Check Conversion Remote Deposit
      Capture - Check 21
    • Check-by-Phone
    • Recurring
      Debits & Credits
    • One-Time
      Debits & Credits
    • Batch File
    • High Risk
      ACH Processing
    • NACHA
      File Format Software
    • Online Checks
      from your Website



    eChecks clear much faster than written checks.

    eChecks, also known as Electronic Checks or Web Checks allow you the capability to accepting check payments on your website.

    An e-Check is an electronic transfer of funds in which the money is taken from your customer's bank account, typically a checking account. The account's routing number and account number are used to draw funds from the account. e-Checks clear much faster than written checks.

    Payment Gateway

    Payment Gateway

    Online and Real-Time

    Our Online Payment Processing Gateway / Virtual Terminal allows you the capability of performing, Recurring and One-Time Payments, Checks-by-Phone, etc. Complete online real-time reporting.

Our Advantages

Lowest Rates
  Low Rates and Fast Funding
We offer the absolute Lowest Rates Rate Quote and faster funding than other providers
Our Promises to YOU
  Call us for more promises!
  • Bank-level encryption and security
  • Unlimited technical support
  • Unlimited transactions
  • Money-back guarantee
  • Automatic back-ups
  • Synchronization between all devices
  • Free and automatic software updates
  • No contract; cancel anytime
  Works with QuickBooks® Versions above 2007
Use your QuickBooks® Online and desktop versions: Pro, Premier, and Enterprise Editions as early as 2007. Not compatible with the online edition
Ease of Use
  Payment Option Variety
Make it easier for customers to do business with you by accepting a variety of payment options
Accept All Payment types
  Accept Credit Cards, ACH (eCheck) & Paper Check Transactions
Most providers only support credit card transactions. Expand your ability to collect payments
  A Single System
Simplify your financial operations with a single system and single set of records for all payment processing, whether web order, phone order, cash sale or invoice payment
Cash Flow
  Shorten time to Payment
Improve cash flow and shorten time to payment with cost-effective credit card, business card and purchasing card acceptance
PCI Compliant
  Customer Vault
Use our powerful Customer Vault, with payment Tokenization, to store billing information in a PCI Compliant system and issue subsequent transactions against that billing information

Real-Time ACH Payment Solutions

Real-Time ACH (Automated Clearing House) specializes in the origination of moving money electronically. Process monthly recurring Real-Time, credit card, ACH and EFT transactions in QuickBooks. Use our online virtual terminal gateway software to accept direct ACH network and substitute check transactions over the internet.

We provide the best and most complete Real-Time, Credit Card, ACH & Electronic Fund Transfer products and services in the country. No other company offers the range of software products and quality of service as we do.

Funds Automatically Deposited in your Existing Bank Account.
Perform the following types of transactions with ease:

  • Check Conversion
  • Check-by-Phone
  • Recurring Debits & Credits
  • One-Time Debits & Credits
  • Batch File Uploads
  • High Risk ACH Processing
  • NACHA File Format Software
  • Inbound Telemarketing
  • Online Checks from your Website

We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of service you’re looking for, you’ll help us guide you to the solution that best matches your business needs today as well as your future needs.

Receive Pay Merchant Services

Feel free to contact us

Process with the Professionals


Each day, thousands of businesses around the country are turning their transactions into profit with payment solutions like ours.

Receive Pay Merchant Services® gives your company choices in the method of payment that you can accept from your customers.
We support ACH formats, including ARC (Accounts Receivable Check Conversion), BOC (Back Office Conversion), PPD, CCD, TEL, RCK, POP, WEB, Multiple Batch and Import options. See ACH format definitions. Our software is designed for simplicity and ease-of-use.

Compare our service and prices to our competitors and
Give Us A Call

(800) 969-8047

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Stop Going to Your Bank to Deposit Checks!